Maternity leave ... an opportunity to rest before and after the birth of your baby! What allowances will you be entitled to? Update on maternity leave.
Who can touch maternity leave?
If you are an employee or if you are unemployed, you will be able to benefit from daily allowances during your maternity leave provided that you stop working for at least eight weeks and fulfill certain conditions ...
1) YOU ARE EMPLOYED
To qualify for daily allowances you must:
- Justify 10 months of registration as a social insured, at the presumed date of your delivery.
- Have worked at least 150 hours of paid or similar work during 3 calendar months or 90 days on the date of the beginning of your pregnancy or your prenatal leave, or have contributed on a salary equal to at least 1,015 times the value of the hourly Smic during the 6 calendar months preceding the date of the beginning of your pregnancy or your leave prenatal.
Or, failing that, in case of seasonal or intermittent activity, have worked at least 600 hours in the year preceding the date of the beginning of your pregnancy or your prenatal leave, or have contributed on a salary at least equal to 2,030 times the hourly Smic amount in the year preceding the date of the beginning of your pregnancy or your prenatal leave.
Who prevents health insurance?
- You have no formality to accomplish. It is up to your employer to send a salary certificate to the health insurance at the beginning of your prenatal leave. But it's up to you to check that he did it right. It is on the basis of the elements mentioned on this certificate that the Health Insurance will determine the amount of your indemnities.
Calculation of daily allowances
- The daily allowance of your maternity leave is calculated on the gross average of the last three salaries (or 12 months in case of discontinuous activity), after deduction of social contributions (21%), and within the limit of the monthly ceiling of the social security. If you earn more, your company pays the supplement.
- To find out more easily how much you will receive during your leave, the simplest is to make a simulation on the site of the health insurance: www.ameli.fr